DEMO / SANDBOX

Verified money movement

Payments & Reconciliation

Preview the evidence chain required for every M-PESA request without collapsing financial states.
Illustrative evidence only — Daraja is not configuredThe records below are synthetic. In the pilot, only verified or corroborated provider evidence may create a collection; an STK request never marks an account paid.
DEMO / SANDBOX
Transactions received2,74622 Aug MTD
Amount collectedKES 34.78MProvider verified
Posting success98.4%799 of 812
Auto-reconciliation98.4%2,703 matched
Exceptions43KES 684,500
Duplicate callbacks17All blocked

End-to-end evidence chain

Current month payment truth

1896

Customer confirmed

Explicit amount + phone
2873

STK requested

Provider accepted request
3824

Callback received

Authenticity verified
4812

Collected

Provider success evidence
5799

Posted

Core ledger accepted
6782

Reconciled

Settlement matched
7782

Receipt issued

Immutable customer proof

Cash flow performance

Collected versus posted by hour

KES MILLIONS

Provider readiness

Callback integrity target

—No provider latency yetGateway pending
Signature / corroborationNot configured
Replay protectionNot configured
Idempotency storeNot configured
Uncertain outcomesNo live data

Synthetic payment ledger

Provider, posting and settlement states

Select a synthetic record to inspect the evidence and transitions the pilot must persist.
DARAJA NOT CONFIGURED
ReferenceBorrowerAmountSTK statusCallbackCollectedCore postingSettlementReconciliationException
REC-6L2A911.8s callbackGrace NjeriPL-630417KES 53,800Customer confirmedVerifiedCollectedPostedMatchedReconciled—
REC-8M4T072.4s callbackBrian KiptooAF-118043KES 20,000Customer confirmedVerifiedCollectedPostedMatchedReconciled—
REC-1Q7C4438s callbackAmina WanjikuHF-847291KES 28,400RequestedPendingNot collectedNot startedNot startedPending Provider outcome uncertain
REC-2D9K311.4s callbackMercy AtienoDC-490118KES 12,850Customer confirmedDuplicate blockedCollectedPostedExceptionReview required Settlement batch missing
REC-0H5R18— callbackFatuma HassanMC-882104KES 10,000ExpiredNo callbackNot collectedNot startedNot startedNot applicable STK expired